I have completed my IVA June 2013, CC received March 2014. I have checked all the credit agencies and my reports all appear clear of any defaults, notices of correction or any mention of the IVA. I really need to sort out my mortgage as after over six years i need to update and repair a few things r...

I have the same problem with EIF what they do is they get a list of every card number you have had say in my case Barclaycard. The account was open over ten years prior to iva and i held both Visa and Mastercard accounts so you can guess how many cards i had over the years!!! EIF think that every ca...

Well at last my coc has arrived today from Payplan my IVA commenced June 07 so after 12 months extension and the ppi nightmare I'm finally at the end of the road. Thank you to everyone on the forum for you help and support over the years. To everyone either just starting off or going through the pro...

Yes country girl I had the extra year in lieu of equity that made my last payment in june 2013 then we had the ongoing ppi issues as well that I complied fully with over the last three years of the iva still no coc even though payplan carried out a mass variation exercise over the issue in november ...

Yes Country Girl i agree they should be able to give you a timescale however with Payplan they insist that they are unable to do so and they make that point quite clear when you do ask. I have spoken to many of case officers and a few managers when i did complain who all sing off the same sheet or t...

Great News you have got your COC after just one month. I made my last payment to Payplan in June last year and im still waiting despite numerous requests. My IVA started in June 2007 so maybe i may be lucky before the 7th year starts and finally come home to my COC but im not holding my breath just ...

I have asked payplan the same question in the last week. I was advised (quote) they are unable to give any timescale in respect of the issuing c of c's.but are working through the paperwork as quicky as possible and ask clients to be patient during this process. Well make your own mind up with that ...

Great news relax and enjoy a good nights sleep

Great news relax and enjoy a good nights sleep

Well done,

Relax and enjoy a good nights sleep!

Hi All, Well my final payment left the bank today. Ive been quiet on the forum over the past six years but the help and advice i have received off everyone has been fab. I had to pay the extra 12 months in repesct of unable to obtain a re mortgage and sorted the ppi claims to pay into my arrangement...

Hi,

My 12 month extension to my IVA finishes on the 24th June 2013 well PPI/VAT allowing of course!!!. I just had a normal annual review but contact your IP to confirm.

Good luck

My Iva completes, well i hope in July this year after six years i have refused to deal with EIF now because i was receiving calls every day even in work asking the same questions in relation to returned paperwork and ppi payments sent not to me but my IP direct by Barclays. I advised my IP who could...

My IVA was due to finish next month However it has just been extended by a further 12 months in in respect of unable to raise equity. Funny enough today I received a preferred application for a Vanquis credit card with the heading "start to rebuild your credit history" I was quite surprised these si...

Good Luck and with Mel on board im sure everything will be fine look forward to a good nights sleep.