Search found 46 matches

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by kath1980
Sun Oct 12, 2014 1:50 pm
Forum: Ask IVA Forum and Industry experts
Topic: phew
Replies: 4
Views: 2187

Lol sorryswas meant to put 3 stupid touch screen lol. Yeah its definitely gone quick and the next three will too lol
by kath1980
Fri Oct 10, 2014 11:29 am
Forum: Ask IVA Forum and Industry experts
Topic: phew
Replies: 4
Views: 2187

So I have been thinking I am going to be in this iva for ever but I think I only have 35 months left... yes 35 less then 2 years I hope i am right lol
by kath1980
Thu Oct 09, 2014 10:10 am
Forum: Ask IVA Forum and Industry experts
Topic: what to do?
Replies: 7
Views: 2378

They don't make life easy do they? Thankfully my partner isn't part of it and had decided to stop revealing his wage to them because he doesn't want his money taking when it has nothing to do with him.
by kath1980
Wed Oct 08, 2014 5:55 pm
Forum: Ask IVA Forum and Industry experts
Topic: what to do?
Replies: 7
Views: 2378

Do I do it before I fill out the forms or do it at same time?
by kath1980
Wed Oct 08, 2014 5:24 pm
Forum: Ask IVA Forum and Industry experts
Topic: what to do?
Replies: 7
Views: 2378

Thanks for your reply. Yes there is that in there
by kath1980
Wed Oct 08, 2014 3:28 pm
Forum: Ask IVA Forum and Industry experts
Topic: what to do?
Replies: 7
Views: 2378

My child tax stopped in march and now I am 130 down. I have a review due but I really do not want to do a full review when they go back to creditors etc as I can't be bothered with sending everything back plus it will just extend my iva even more and its feeling like I will never get out of this thi...
by kath1980
Tue Sep 30, 2014 9:29 pm
Forum: Ask IVA Forum and Industry experts
Topic: help
Replies: 7
Views: 1909

Thank you. Yeah they take money from me the expenditure form does ask for his income and they have asked for both pay slips before when I had to get my payments dropped. Last year I had a review cause I had more money go out and this year I have lost all child tax of 130 would you just not declare t...
by kath1980
Tue Sep 30, 2014 5:23 pm
Forum: Ask IVA Forum and Industry experts
Topic: help
Replies: 7
Views: 1909

So am I right in thinking they will only take half of my money if I earn more? What a payplan? Guessing I ain't in one if I haven't heard of it? Many thanks. Do I tell them about his money or leave it has it is and what I expenditure was before his rise?
by kath1980
Tue Sep 30, 2014 3:10 pm
Forum: Ask IVA Forum and Industry experts
Topic: help
Replies: 7
Views: 1909

I have my review coming up and my partner has had a pay rise but he isnt named on the iva and is nothing to do with him. But we still have to put his expenditure down but he says he wants none of his money whats so ever to be took off him has he wants it for his son and to pay for what ever he wants...
by kath1980
Fri May 09, 2014 1:37 am
Forum: Ask IVA Forum and Industry experts
Topic: IVA company has just drastically cut expenditure allowed because of our loss of income.
Replies: 6
Views: 1463

There is a minimum standard I think cause they told me mine was going up cause my sky package is above the standard that they set. I find it quite hard to actually live in a Iva. Has we cant save or go on holiday. Has there is no extra money there its crazy really so much
by kath1980
Fri May 09, 2014 1:05 am
Forum: Ask IVA Forum and Industry experts
Topic: liability insurance
Replies: 10
Views: 2029

Hi car insurance has never asked that question to me. But I have hopefully found a insurance that will insure me. If you go on www.balen.co.uk. theu don't ask the question and when rang the women said to put a note on the paper work which I don't think I will cause it ain't a question. And she also ...
by kath1980
Thu May 08, 2014 12:06 pm
Forum: Ask IVA Forum and Industry experts
Topic: partners pay rises
Replies: 1
Views: 944

My partner has had a few pay rises do I need to tell my iva? I haven't had any rises but I really do not think it is fair that he loses out on 50% of his rise has it has nothing to do with him. Also he spends alot of it on the kids and family stuff.
by kath1980
Mon May 05, 2014 12:13 pm
Forum: Ask IVA Forum and Industry experts
Topic: anyone know?
Replies: 1
Views: 942

Hi, does anyone know a insurance company that do liability insurance that will accept people with ivas for a new beauty business please? Having difficulty finding someone and feeling that I will never be able to get the business off the ground :-(
by kath1980
Sun May 04, 2014 9:41 am
Forum: Ask IVA Forum and Industry experts
Topic: i have had my working tax taken away. I don't know what to do as I cannot afford payments
Replies: 3
Views: 1156

I have had all my taken off me too. I had a review in November and had payments reduced. But now I don't dare go back to them about this. It is 150 a month I have lost. But just will have to manage :-(
by kath1980
Sat May 03, 2014 11:30 pm
Forum: Ask IVA Forum and Industry experts
Topic: liability insurance
Replies: 10
Views: 2029

Its beauty hair makeup etc. Alot do it on assessment so have to do it that way. Not holding any hope though. Because not had any luck so far
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