ok thank you

right well i want to put towards a deposit on a house after my 6 yrs is up and would want to enter into a mortgage again. They have worked things out to a set amount each month. i have struggled without any luxuries for about 6 years so having the IVA will allow me to hopefully relax a little, but i...

i will do thanks. one last question....are we not meant to have anything left to save on?

Thank you. i am trawling this forum for some of my own answers and found some good and bad points about a different companies. but i think they are possibly all quite similar. so my application is being processed and im just going to go with GP as its underway and im due to make the first payment to...

actually i got a cheaper quote from GP than that of the Money group. both payments were much less than what im paying without the IVA so i will be about £400 better off.

Thank for all the positive feedback on this. I think it will be a good step to take. i just cant hack all the overtime i do anymore and not seeing anything at payday. its gone within a week on debts.sigh well the staff at GP seem nice enough and she is positive it will go through. i start on 17th Ju...

they mentioned that they were members of DEMSA so i figured that would be ok company to go with.

right ok. i feel that this is the right and only thing to do.

Aw thanks for that. i am really nervous about the whole thing! 5 years isnt long and hopefully i will have something saved up after it all. I just feel really apprehensive....but Claire who is helping me has been really nice. i hope it will ease off my worries a little each month and instead of £20 ...

Its an IVA, they mentioned that they were a member of a group of recognised company.I tried to look for them under the links ive seen in the forum but theyre not even listed. :( ive have cancelled all my Direct Debits and the necessary documentation sent. Im a little apprehensive but looking forward...

im about to go into an IVA with Gregory Pennington, has anyone has any good experiences with them? The lady thats helping me with my application is real nice and patient but as a company what are they like?

I've joined this forum and i am in debt...i was advised by a friend to start an IVA or DMP but as it happens i am now in the early stages of a proposal which looks like it will go ahead :) I am however a little nervous about entering into an IVA but through this forum i've seen nothing but positive ...