First of all thanks very much for your advise[:)]
How would i find out if i have CCJ against me?

Hi, Really hoping I can get some help here as I am stuck in a rut. I am 31 years old and still living with my mother as I am to scared to apply for any sort of credit. I managed to get myself into quite a bit of debt. Most of it through a shelf company but a bit personal to. I was only a kid at the ...