my wife got two letters from the halifax saying the same thing totalling £700
I asked if we were due the money as our iva completed a while ago and they said it was just for their records and no refund was due

ive been looking at the letter templates for full and final offers and am a little confused it says insert reason for offer e.g financial difficulty the only reason we have is to pay the thing off do I just leave this blank or do I have to put something in there I will be financing this offer from a...

your case was very similar to mine I thought long and hard about perintas offer and decided to go for it as my wages were going up every year plus other stuff I to had the car finance ending after five years issue and was worried about how much I would need to borrow of perinta I also mentioned this...

many thanks for replies

roach

my wife and I were both in an iva but I have since settled mine however my wifes is still running and has around 15 months left I have two questions. I am in a position to make an offer to settle the remaining 15 months of my wifes plan which as of today stands at around £4000 if left to the end and...

Thanks Kaliss for reply
Do you think 11000 is a fair offer?

Hi Have several questions I'm hoping you all could answer, My wife and I took out what I think are separate iva with Melanie October 2013 We both have separate paperwork, different payment amounts and our own debts All except one which is a joint debt Obviously we are now with credit fix and have ju...

spoke to credifix today bout an unrelated matter but while i was on they told me the were cancelling direct debits/standing orders soon and switching to pre-paid debit cards or something said all clients would receive letters over next few months to advise on the changes anyone else has this from th...

Got mine today and says same as yours
Very confusing results to a meeting I knew nothing about
20% etc something about 50% ppi
I never signed any of the forms
Will monitor this with interest

with creditfix after being transferred from pjg I used to do an excel sheet to workout my uplift on a 13 week timescale. cfix are now telling me I can earn so much per month after that then they want 50% what about the 5 week months? I get paid weekly so by their logic 4 times a year they want half ...

well I got exactly the same email as you my review with pjg coinsided the the switch to cfix, so despite telling them I had a payrise and had not filled out any i&e sheets or sent any p60 they said no changes. ive not signed their forms by the way despite them ringing me up on a sunday afternoon and...

you guys seem to be doing an awful lot more than me my review with pjg was due oct 2014 review never done although I did send of my payslips and they were returned but was transferred to cfix around the same time had the usual letters from cfix welcomeing me and the new t+c forms which I did not sig...

rang credifix in December to tell them about a pay rise and that I wouldn't be signing the forms. they went on to say that ppi could hold up completion. stuck to my guns and told them I already done all ppi before I started iva. 1 week later get an email to say new i&e been looked at and no changes ...

im in
transferred pjg to cfix probably oct

Don't really post on this forum but reading all these cf issues I'm getting worried I rang them a few weeks ago and told them I won't be signing anything They tried there best to convince me there's nothing in it and it was in my best interests etc I have two bank accounts, one for dd and another fo...