Hi everyone Folowing on from last nights posting i have put together some rough figures of my expenditure, these are just the overheads i cannot alter as like i explained last night they are tied in with my wifes iva and i agreed to pay them if not then her agreement could fail and i cant allow that...

Hi all,basically i get £1000 pm take home with no o/. We live in a council property which is in my wifes name only. creditors are Barclays, Black Horse, and 6 credit cards total payments are approx £1300 pm, am in process of working out living costs as they are tied into how my wifes iva is worked o...

Hi to you all,i have been studying the posts on this site for weeks now and have finally plucked the courage to post my question. Basically i am approx £38000 in debt and need advice as to iva or br. My wife has been in a iva for approx 1yr and is doing quite well so far no probs,but dont know how w...