Thanks Skippy. Will do.

After 10 months of lies and broken promises from DFD they have told me that I will get my CC sometime this week. All being well they'll be true to their word on this occasion and hopefully I can get my life back on track. Was also advised I'd made an overpayment and that I'm due a refund and that my...

Know how you feel about DFD and their shambolic closure process. Been waiting 10 months now for CC. Even after my last payment I heard nothing from them and despite constantly hassling them I'm being spoon fed the same rubbish about my case being a "priority" etc. A bit of moaning on this forum has ...

The three main ones as far as I know are Experian, Equifax and Callcredit.

I know how you feel about DFD and their remarkably slow closure procedure. I've been waiting 10 months for my CC, and as a result of me pestering them for answers I have been promised weekly updates concerning my case. Only problem is that they're still telling me exactly the same thing as what they...

She has now Melanie. She called you yesterday [:)]

Good point Michael. I spoke to Gopher on her behalf last night to raise up issues after my own experiences with DFD, but failed to ask that question. I'll get my friend to raise that issue when Gopher call her tomorrow.

Thanks for the reply Kelly. My friend has been given the name of the person who will be the IP should the application be successful.
It just seems a bit odd that they want payments to commence even before the IVA has been approved.

Hi all, A friend of mine is considering an IVA with Gopher. She has debts of around £32,000 and has an income of £1,550 per month. After the necessary living costs have been taken into account, Gopher have said that they would be able to enter her into an IVA with monthly payments of about £120. To ...

Hi Judith, I've emailed you the details. Hope you can look into the matter as Richard Savage, the IP who I'm not allowed to contact directly, is extremely skillful in keeping me in the dark.

Hi all, thanks for the replies. I have had some correspondence with Matt from DFD, but I am being told other things when I call DFD. Two days they told me the VAT issue has suddenly risen again and that it is affecting my case. I asked to be either put through or given a direct number so I could spe...

Really, really cheesed off with DFD now waiting for CC. 9 months now after last payment, and for the last 4 months my case has been 'top priority' in being resolved. Every time I call I'm being fobbed off and spoon fed with the same old bullsh*t. Really wish I had gone bankrupt as I had no assets bu...

Thanks for replying Matt. I'll email you later after Ive demolished my curry

That's true Foggy. I'm just getting frustrated with everything at the moment because until this is all sorted I'm unable to be included in my partners mortgage. Everytime I speak to DFD I just seem to be getting nowhere. Been reading some real horror stories on this forum about people waiting a lot ...

Thanks for the replies folks. The PPI is not an issue any longer. Just before my final payment I had all the hassle from EIF and DFD about claiming PPI. I explained to DFD that I had never taken out PPI on any loans but they wouldn't believe me. I got so fed up with the stalemate that I told them th...