Thank you all for your kind, sensible words, I wish I had found this forum in the year it took to set up my IVA! Hopefully this post will be a little more coherant than my first. I was told that it would not be possible to agree the IVA without the switch to interest only mortgage. My shock with Fir...

Hi, I am six months in to an IVA with debt free direct, and am struggling with the payments, I am paying 65 pence in the pound back, but they have made me change my mortgage to interest only is this normal. I have also just had a call from First Direct to say that they are closing my account with th...