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by Martin-j
Sat Dec 07, 2013 7:15 am
Forum: Ask IVA Forum and Industry experts
Topic: its all over
Replies: 6
Views: 1511

started our IVA in sept 2009 and just finished paying 100p in the £. now totally debt free thanks to DFD. paying 50% overtime and bonuses we completed a year early, also received a £10k refund after the PPI reduced one of our debts with a bank. also have to say we didnt use one of those PPI claim co...
by Martin-j
Sat Dec 07, 2013 6:55 am
Forum: Ask IVA Forum and Industry experts
Topic: I have IVA with DFD - I have paid nearly all the debt I owed before the IVA term
Replies: 3
Views: 1368

send an email to xxxx
I made my last payment in August 2013 and this week received my completion certificate from DFD

Sorry, no emails allowed on forum however if you contact me directly I will pass this helpful email on. Admin
by Martin-j
Wed Aug 28, 2013 8:52 am
Forum: Ask IVA Forum and Industry experts
Topic: Will I default my IVA if I withhold overtime payments?
Replies: 4
Views: 1799

Hi Tina. Thank You for your kind words and prompt reply, I have in my IVA a clause called “Substantial compliance” that states “The Supervisor may, if he/she thinks fit, issue a completion certificate even if you have not complied with all your obligations under the arrangement, provided that you ha...
by Martin-j
Tue Aug 27, 2013 1:57 pm
Forum: Ask IVA Forum and Industry experts
Topic: Will I default my IVA if I withhold overtime payments?
Replies: 4
Views: 1799

hi ginger, our original debt in sept 09 was £59837.00 DFD fees are £10000.00 Barclays reduced one of our loans from £28000 to £11000 giving the sum owed of £52650.18. Tomorrow when my direct debit is due I will have paid £65449.59 in monthly standing orders and overtime payments plus Barclays have s...
by Martin-j
Wed Jul 24, 2013 6:14 pm
Forum: Ask IVA Forum and Industry experts
Topic: Advice from the experts. Will our IVA continue to the full term of 60 months ?
Replies: 5
Views: 1398

just recieved an email from DFD advising me a further 3 months of payments should see us at 100% return. I have calculated after the cheque payment and credit of £17187.65 from Barclays due to a successful PPI claim I have already overpaid by £13946.29 I will send a summary of my payment history to ...
by Martin-j
Thu Jul 18, 2013 10:43 am
Forum: Ask IVA Forum and Industry experts
Topic: Advice from the experts. Will our IVA continue to the full term of 60 months ?
Replies: 5
Views: 1398

Hi Andy & Melanie. Thank You for the prompt replys, I have just spoken with an adviser from DFD. They have passed my details to one of their completions officers for review and will get back to me with some information by tomorrow, in the mean time they say to continue with payments as usual and any...
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