Thank you very much for your timely and clear advice. I will contact my IP today.

Regards,

Johanna

Hello, I have been in an IVA for 18 months, have made all payments. However, I lost my job last month. Bankruptcy is not an option for me. I feel that bankruptcy could seriously damage my future job prospects, as well as dishonouring my family. I'd appreciate any advice at all!! Thanks so much for r...