For an additional line with your current phone provider they do not carry out a new credit check.... they will asses your worthiness based on whether you have paid THEM on time over the last few months and how many lines you have with them to date. I have worked for both T-Mobile & Vodafone and they...

I have a co-op cash minder account and had no issue with opening this whilst in an IVA. I have had no issue with them throughout the process and have found their online services second to none.
I guess things have changed somewhat over the last 7 years ....

Thanks Melanie I thought I might have a battle on my hands after reading some of the posts on here. They said that they were giving me the option to repay the debt in full. I asked what the consequences were of not doing so and was told none as the debt is more than 6 years old it is not on my credi...

thanks guys
Rang Lloyds today and they have advised that since the IVA settled the loan in 2010 I am entitled to the full refund it was a clerical error and they had not updated the loan as settled when my IVA finished
)

thanks seagulls

I successfully completed my IVA in 2010 I have recently made a PPI claim against Lloyds TSB and they have upheld my claim [:)] However they are saying that I have an open account in arrears and that the amount I would receive is minus this figure. I thought that since this loan was part of the origi...

I must have bee one of the lucky ones as they paid out straight away no questions asked