We actually applied with clearstart, who I must say where very good. We looked at the IVA last year and because of it's implications, we sat down and discussed everything including how much washing powder we could afford.They took all details of our income and expenditure, and advised us that some o...

Thanks for that.The company have just sent us the facts about IVA's, asked us to send all documents, payslips, income and bank statements etc and write a little about how we got into debt in the first place. We have had no guidance about managing the creditors in the meantime. I am a bit concerned t...

Hi, I am in the process of an IVA along with my partner.(Applications Submitted beginning of MAy) We have 1 joint debt totalling 25k, and other debts of our own. We have tried to get a personal loan to consolidate all debts to no avail as my partner is self employed.We haven't yet heard from the IVA...