Good luck tinytori
Lorraine

Replying to Allen.F.

I also went with Thomas Charles and found the staff very nice but am afraid my IVA was on the 19th June and was unsuccessful. My proposal seemed bland having read it back after the refusal.

Still someone has to be the 1% guess it was me.
Kindest Regards Lorraine

Thanks very much for the support. Phoned NR was waste of time they said its gone this far now I cant offer a monthly payment or go into MP. Have to wait for the CCJ outcome but it would look favourble if I start making token payments. Not sure they understand or care why I went for the IVA. I unders...

I was working with two companies Thomas Charles set everything up. Wilson Philips did the proposing. After the refusal all paper work was sent back to myself and Thomas Charles were informed of the refusal. I was gien a sheet stating all the accepting companies and NR as the refusal. As far as I kno...

Going to bite my tongue and ring NR see what they can do. Hoping the mortgage offer is still valid. Will also ring them see if they will still give me it as my IP arranged the mortgage think they may only be IVA specialists. Had £24000 equity house worth £100000 have a £68000 mortgage and was offeri...

Hi Melanie bit of a loose end the firm who put my proposal forward have returned all forms to me and have said they have informed my IP but still ive heard nothing.Its been 3 days. I asked about the remorgage and they said I cant go forward as I dont have enough equity to offer more. They did howeve...

Thanks scaredkez still not sure about the adventure. Never thought the debt would get this bad as for moving oh no love the house been here 20 years thought would see my days out. Dont understand wouldnt accept the remorgage but will take it if I go BR? Wish Id never gone for right to buy. We know n...

Hi there just want to ask advice. Just been refused an IVA by NRock on the 19th owed £44000 and dont know where to turn. Not getting much suppot havent had a phone call since meeting could of really done with next pathway. Now considering BR can anyone tell me is it a definite will I lose my home? O...

Hi Melanie thanks for the advice I really need it right now. The loans with NR were taken as consolidation over 8 years and still have 6.5 to run.S orry to ask but do you think that I will still be able to get my remorgage for the other 50% of the creditors and only pay NR on a DMP? would this work?...

Hi all New member today. Owe £44000 to 9 creditors 50% was to Northern Rock. Creditors meeting was today 19th felt sick this morning but after the meeting felt suicidal. Nr turned me down saying I didnt meet there requirements? Can anyone tell me what are their requirements I offered them 54p in pou...