Thanks everyone. I am waiting on a letter from my mortgage lender at the moment but I think I need to just grasp the nettle and go into a branch of somewhere and try to get a letter - they don;t make this easy do they )

Just tried Yorkshire Bank kallis and same thing as I posted before - got the standard "you must go into branch as you want more than 85% LTV"
I am going to ring my IP on Monday and once again explain the difficulty I am having - hopefully this time someone will be more sympathetic !!

Olympic torch I have tried online applications but because I need more than 85% LTV I do not even get as far as entering my details; all I get is told I have to go into branch to apply and when i go into branch I get the "can;t help" but no one will give me the written evidence my IP needs. I have c...

Borrowfrommypension, if you could help for free then yes please I accept
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Thanks borrowfrommypension but I really do not want to remortgage as I am trying to get out of debt not get deeper into it !!!! What I want is a letter from a mortgage company turning me down for a mortgage and that is what I am finding hard to get

I am beginning to think you are right kallis. I did somewhat assume that BMP was the broker that Melanie referred to but maybe not :( I did go into a high street broker today and although he told me a remortgage was a no go he wouldn;t put pen to paper either ! I am working in Kent next week so will...

Hi kallis Yes I do realise that but tbh I am getting a bit desperate ! I have tried about 8 online applications and once they register the LTV is over 85% I get an online message saying to I have to go into a branch or they just say NO but there is no indication that the application comes from me so...

Borrowfrommypension that would be great. I have been told by my IP that the share of equity for my creditors is £12K but I can;t get anyone to give me a refusal in writing ! Any help you can give me would be great - esp if the IP meets the cost of any report )

Melanie
What do you mean when you say "to be paid as a cost of the estate" . I would be interested in talking to a broker but cannot afford £100 atm

How long has it taken for a meeting to be set up since you proposed the f&f (which I assume is Full and Final, as in payment) ?

My LTV is 86% to give my creditors all the equity; if I had a lower LTV then may get a remortgage but not enough to give the creditors. Another of those circles (

I have tried to go the online route and not got far unfortunately. I have several web pages saying that the LTV is too high to give a remortgage but nothing that says these queries relate to me. I think I will take the advice of some and approach a broker, and if I am chaarged then so be it - I am j...

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by northumbrian69 I applied on line and got replies from: moneydebtandcredit, nortonfinance and oceanfinance. The replies I got were, if you haven't got at least 70% equity available they can't help you. ...

Following on from the post below I have rang my IP and they suggested I applied for a mortgage online to get an emailed refusal. However I tried that 3 times and all I got was a message that that I needed to go into a branch to apply !! This is turning into a viscious circle (

I am in the last stages of an IVA and need to provide two letters saying I either can or cannot get a remortgage to realise the equity (11K) in my house. I am finding it very difficult to do this - mortgage lenders are saying NO but not prepared to go into print. Can you offer me any tips on what to...