Hi Thanks for the replies. I received a cheque from DFD which stated it was money left after all monies had been paid so I take it that was for fees as well as I would not expect a refund if everything had not been covered. When I phoned Aperture this morning they said they had only taken on active ...

Hi Very long time since I have been on here as my IVA was completed 7 plus years ago. My IVA was through debt free direct. I had no idea they had passed all cases onto Aperture until I received a ppi claims reward from Barclaycard for high commission. The award was close to £2000 and they advised th...

Hi
Thanks for the answers I will try and contact DFD (never an easy thing) and let people know as far as I am aware the meeting was held in order to close the close my side of the Iva and to keep the ppi separate.

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by MelanieGiles So you get a Certificate to say you have complied with your obligations, but with the IVA remaining open due to PPI issues it cannot be removed from the Insolvency Register? Hi so does tha...

Hi All Well after 6 1/2 years I have had a call from DFD today that my IVA can finally by closed and I am officially debt free!!! I can't tell you how please I am. A little side note my creditors meeting today was to agree to finish my side of the IVA but to keep it open pending the completion of th...

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by Borneo Hi Why can't you agree to Debt Free Direct issuing you with your documents whilst PPI claims are ongoing. I thought they did MVM Meetings like GT? All DFD ever say is your case is with EIF and t...

Arh right thanks I wasn't sure if it would be the FO, who would be the regulators for IVA and PPI companies?
I have just sent off a rather polite but firmly put email to DFD and will see if they reply if not I will send an official complaint to them.

Hi I do not post here very often but feel I need some help regarding my IVA. My final payment into my IVA was in August 2012 and some 15 months later I am still no closer to getting my IVA signed off as completed and being able to move on with my life. Debt Free Direct never reply to emails I send t...

I feel I may not be alone in this rant... A little back ground, I made my final payment into my IVA in August to DFD some 7 months later I have had little or no contact with DFD. My PPI are being dealt with by Equity in Finance and this seems to be where the problem lies. They have had my case for o...

So yesterday the final ever payment for my IVA was taken from my bank account. After 5 long long years it's finished and done, no more payments to make. Yipppeeeeee! I know I have to wait for it to be all signed closed off ect but I think from today for the first time in 16 years I can call myself d...

Hi So had a letter today confirming I have only 2 more payments left! August 8th 2012 is my final payment date and I am amazed how quick the 5 years have gone. I really can not wait for that final payment to be taken. 2012 is turning out to be a massive year for me with some massive changes and fini...

I can't believe how quick it has gone to be honest. There is some question of a small shortfall in the payments but I am hoping the PPI claims that Equity in Finance (don't get me started on them) have got will easliy cover this short fall so come August 5th I will have no debt. Along with other thi...

Thanks for the messages however this is now almost two years old and i am only 4 months from the end of my IVA which is even better news!

Hi Just had my final review with DFD and no increase needed yipee! Now in my final 12 months of the IVA can't beleive how quick this has come round. I still remember the day I decided to do something about my debt and the longest day of my life when I had the first creditors meeting and here I am 4 ...

I cannot see that a break of such length could be negotiated - and this would need the agreement of your creditors additional additional cost relating to the calling of a meeting. Are there any family members who could assist with the purchase? My family don't know about the IVA so not sure that wo...