Hi I've paid through the 60 months(last November), and I'm currently just paying the last bit or arrears for extra income I have received, I should be completely finished by April (touch wood). Its been tough, but worth it in the end. I have a basic bank account, but want a debit card so I can buy t...

Thanks for the info, I thought they could just keep taking and taking to cover the lost interest etc. I'll be glad when its all done and dusted.

Thanks for the speedy reply Melanie,
Does that mean (based on figures from my IVA), that I owe creditors 19,574 and costs 7000, so a total of aprox 26000.
If I paid this within the 5 years, then thats all they can take off me?

Thanks for the help

Hi I've been in my IVA coming up to the third year, after some intitial reservations, it seems to be working out OK. The IP people at Tenon are pretty good to deal with. My initial contributions were aprox 290.00 per month but I am now paying 335.00 plus 65.00 to cover arrears from overtime and stuf...

Hi I may have seemed a little arrogent with the postings that I have made, but I am just basically worried. I got some backdated pay a few months back which I used to pay back freinds & family, money that I owed, that money has basically gone. I know when I submit my payslips, I am going to have to ...

Thanks Chris So I've been sold down the river basically. What gets me thinking is that I get the demands off the IVA company & on the very same day I get a seperate letter from a 'company' who will help release me my equity to finish the IVA early. I don't have any equity... Why do I get a letter of...

Thanks very much to the people who posted a responce to my concerns, I really do appreciate it & it does help clarify things somewhat and see the bigger picture. I feel as if I am in a similar situation to sawrdy73, let us know how you get on... I was only made aware that I had to submit wageslips a...

I am 6 months into an IVA & it is already getting me down. They request wage slips every 3 months and expect me to make lump sum payments of 50% of overtime/bonus during these periods, failing the lump sum they expect an increase in monthly payments, I will basically end up paying as much if not mor...