Hi all Just wondering if anyone has had any success with their DRSP PPI claims through Cleardebt being settled yet, especially those starting around December 2012. I settled my IVA some 6 months ago now but due to this ongoing issue, (now 2.5 years down the line) I still can't be given my completion...

Hi Has anyone had any success leading a car through the Alphabet Employee Car Scheme? Obviously they would do credit checks but as it payments come straight out if your pay Id assume it'd not affect the outcome so much. I am currently within my 6 year IVA term but have settled my agreement with a f&...

Hi. I currently have on ongoing PPI investigation through DRSP. The investigation is complete apart from one payout which is currently in dispute. With my IVA now almost complete this dispute is going to delay my completion. It's now 2 years since my PPI investigation started. My question is: when a...

Hi all As you can see I raised this post back in October 2013. Since then the progress made is absolute zero! On December 13th it will mark the 2 year anniversary of when my ppi investigation began with DRSP. Now with my IVA due to end this is going to hold up my chance of getting a completion certi...

Thanks for your responses :-) One other question I have: Do you have to have a reason to offer a final settlement? I ask this because having spoken to my IP about it I was told I need to do my expenditure review and show I can't afford repayments to be able to make an offer. Surely if I just want to...

Well my income and expenditure shows I actually can't afford to pay my contributions and has done for 18 months. It's only my OTE that have made be able to keep up my repayments.
On that basis they may accept a smaller offer maybe?

Do you think they'd rather hold out for the next 12 months as I get extra pay from bonuses which would return more money to them or does OTE not come into it?

Hi All In a couple of weeks I'll only have 12 payments left on my IVA. A member of my family has offered to give me as a gift £2300 to offer to end the IVA early. My current set monthly payment is £202 per month. I always pay on average £100 extra into my IVA every month due to work monthly bonus...

Just a quick question. For the past few months I have had lots of spare cash left by the time the next payday comes round. This is down to the large monthly bonuses I have been receiving from my employer. I use the 10/50/50% rule but with bonuses of upto £700 per month a can easily have £200-£500...

Hi Is there any kind of caps on OTE's, bonuses and overtime when in an IVA? If I earn over £500 in bonuses and overtime in a single month does that class as a windfall? For the last 12 months I have earned several hundreds of pounds each month in OTE earnings and overtime. My next payday is going to...

Hi If one earns large additional bonus payments and overtime in a month that totals more than £500 does that count as a windfall? For the last year or so i have consistently earned several hundred pounds of OTE's as well as some overtime every month. My next payday will be a record breaker in terms ...

"A dedicated case worker will deal with your complaints on your behalf and will be able to help you to identify any potential claims for mis-sold PPI.". In regards to that quote - it's mind me smile in a reversed kind of way. Who is my dedicated case worker?? I've never known since day one! Is it su...

Hi I am also with Cleardebt and like yourself had a PPI investigation begin back in December 2012. It is still ongoing and the progress of it sounds exactly the same as yours - Very poor, slow with no updates and a lack of information on the whole. I know there are a few other people who use this fo...

Hi

Can anyone tell me how long it took for their PPI claim to be completed by DRSP on behalf of Cleardebt?

Mines now been going on two years and in beginning to wonder if something's no correct as I have had many calls saying it's about done over the year.

Thanks
Dan

Hi All What is your take on having a flutter during an IVA? I like a bet on the football most weeks and I am well into my IVA now (41 months). I don't bet massive amounts, Maybe £5-£10 at a weekend and if I win I'll have a little go in the week to. I do very well on my betting and normally make dece...