Thanks all - I will query it with them - and I am coming up to my 4 year annual review!...... nearly there.....

Thanks kallis3 - I know and I haven't got an issue with that - it's I am confused as to why it isn't showing on the annual report to the creditors - it says I am not in arrears - should they not be made aware?

Hi there, I am 3 years into an IVA with ClearDebt/Aperture - my annual review letter says I am in arrears (due to a bonus when I left my last job - although I am self-employed now and earn less than my original IVA wage)... But the annual report to creditors says I am not in arrears - surely if I am...

Michael, Thank you for your reply. I did let my IP know at the time of job change and they never advised me that I needed to anything different to what happens just changed over the details (I actually had to chase them several times before I got a reply saying my records have been updated and thats...

Can anyone tell me what I can do with regards to commission pay? I changed jobs a year into my IVA and now im in a commission paid position with over 20% of my final wage made up of commission - my wage fluctuates wildly between £1250 (which is lower than my original wage) and £3000 month on month b...

Hi, I am currently in an IVA (2nd year) and I have changed jobs about 8 months ago (IP aware of this) but my question relates to the my wage - I am on commission based wage so my basic is £15K a year and the rest is made up of commission. My monthly wage has fluctuated over the last few months and ...

Hi All,

Thank you all for you answers - thats really helped me get a perspective on this - I will call DRSP (the people assigned to deal with the PPI claims) and see where they are in terms of their investigation and speak to the IVA consultant about setting the ball in motion! fingers crossed!

Hi, I wondered if I could ask for some advice please? I don't know if this is right?. sorry for the long question!! I have got the opportunity of going self employed (with a franchise) which is fantastic for my career and its something i have always wanted to do and finally can but they advised that...

Hi, I wondered if I could ask for some advice please? I don't know if this is right?.. (sorry for the long question but I dont feel this is right!!) I have got the opportunity of going self employed (with a franchise) which is fantastic for my career and its something i have always wanted to do and ...