I completed my IVA in October 2007 - this was completed early in only 2 years into the IVA. I remortgaged and paid off the IVA amount which cleared the creditors and wrote off the remaining debt. I was quite happy with the result. I am not debt free. My problem is with bank charges I am claiming fro...

Hi,I am currently in an IVA and I want to settle early. The reason for early settlement is that we are not able to do many things in an IVA. An example is that we are expecting another baby and the IVA payments do not reflect on another child. My wife's father is unwell and lives in Asia and with th...