<t>Hi <br/> <br/> I’ve been in an IVA for nearly 6 years and due to complete on 30 November 2019.<br/> <br/> I’ve fully maintained my account by making every payment and sending my payslips in at regular intervals to keep them up to date for reviews. I’ve also earned extra money and made extra payme...

Hi I'm currently in an iva with a lloyds classic account t that I changed to before going into the IVA. All okay no problems I'm wondering though if I can upgrade to a platinum account with NO overdraft but get the other facilities of the phone insurance, RAC, travel insurance etc just mean I'd save...

Hi Thanks for all the support its been a rollercoaster 24 hours I was contacted at 11.15 to say my meeting was adjourned as the creditors wanted my pay slips for the last 12 month as my father took out a loan which I pay him for. They wanted proof that I received the loan and that I've been paying h...

Hi Sitting here tonight with D Day tomorrow my creditors meeting is at 11am on Thu 26/9. Accrued 33K of debt in the last 15 year with consolidations and credit cards. Finally realised that I could no longer afford to live and applied for the IVA. Been an up and down rollercoaster in the last month f...

Can I just ask as I'm entering into an iva on 26th sept with my decision then can you still have a savings account u could save for a holiday for? Worried my new bank freezes me out once in an iva. Did bank with Barclays but moved to lloyds now. I'm worrying they will freeze this basic classic accou...

Thanks for the advice ill get on to it. Do you think Barclays will tell Lloyds that my account Is suspended because of the IVA when they try and obtain my direct debits just worried lloyds suspend my account as well

Thanks

Hello Could anyone offer some advice think I've made a mistake. I currently bank with Barclays who my main debts are through, I've started the IVA process and my meeting is taking place on 26 sept. I've set a new separate bank account up with lloyds tsb and have had my salary sent to this new bank a...

Hi Tina Thanks for the support, I was advised that there was no way to proceed without my father being listed as a creditor to ensure he receives the full amount for the loan every month from me so as to not put him into hardship. Fj advised that their ip could lose their license if it was not discl...

Hi Tina Thanks for the support, I was advised that there was no way to proceed without my father being listed as a creditor to ensure he receives the full amount for the loan every month from me so as to not put him into hardship. Fj advised that their ip could lose their license if it was not discl...

Hi Sarah Thanks for your reply. Im just wanting to make sure I get this right, as the loan was taken out in good faith as a last attempt to sort my debt out using my father. I just want to make sure that all avenues are explored before I have no other option but to advise my family of my situation, ...

Im wondering which would be the stronger option to go for so ensure the IVA succeeds any advice would be appreciated.

Cheers

Hi Tina Im with Freeman Jones, They are calling me this morning and I will definately ask if it can be proposed to the creditors that I can continue to pay the £190 to my Dad separatley, they advised that I would also need to show the loan agreement which my Dad has but I do have proof of the monthl...

Hi Tina Thanks for your help. The loan wasnt originally included as part of the IVA and was just as another monthly outgoing and all was fine with the budget but when the IP checker at the company I am going through looked at he said it needed to be included as otherwise they would say as the debt i...

Hello all Im wondering if someone can help me please. Im currently in the process of setting up an IVA, ive completed the paper work, signed the documents and provided all my creditor and bank statements. I do though have a loan that was took out by my Dad 8 month ago for 60 months that Im paying hi...