IVA have confirmed that as long as I work within my bounderies and do not affect the payment to the IVA then I am free to do what I want without breaking any rules.

Thank you for all your help

Thank you for all your reply's I shall contact my IVA

Sorry I meant - I'm sure they will not agree....!

Thanks Michael, But I am not so sure they will agree

I have just finished a previous agreement of £70per month, the new motor would be £220per month although it is a smaller engine and cheaper tax.

I pretty sure that they would refuse, hence the going around the houses.

Please can someone help, I am currently in an IVA and my family has out grown our current car and we urgently need a larger one. I did not want to enter into a HP/LH agreement because of the IVA. I have a friend who is willing to loan me the money I need with a personal agreement, but I am concerned...