Hi there, No Halifax / Lloyds were not creditor of my IVA, and during my IVA i had a mortgage with Halifax, during my mortgage i was never late or missed a payment and paid my mortgage off in full last November when i was forced to relocate through work, Halifax were paid in full including a payment...

Thanks for all of your replies, Unfortunately i am still really finding it hard to be accepted for a mortgage, i printed off a copy of my credit report to see why i was finding it a problem and my credit rating looks really good, (the mortgage advisor in Halifax said it was excellent and would lend ...

Hi there, It has been around 2 years since i finished paying my IVA, I have bee trying to get a mortgage and made the mistake of being honest and mentioning that i had previously had an IVA. Every mortgage i have applied for has been turned down as i have since been told that most banks will not off...