Hi, I'm sorry to hear about your gran. I was just wondering though, did your Iva expect you to repay all of what you originally owed or did you just make an offer to end it early? With inheritance, or a windfall as they call it, I was told they would expect all of the original amount of debt to be p...

The property can't be sold until my grandparents pass away, which is unlikely to be soon, unlikely to be in the next 10 years even! I've read somewhere that even when we've paid the ova off the creditors may still expect some of the money back once I finally sell it, even if it's years after??

I've googled it a bit and it seems they will see it as a windfall and expect me to pay all of what we originally owed back...Don't see how I'd be able to do this though as myself and my half brother can't sell the house as our grandparents live there. As it's not actually in my name yet I'm not too ...

Hi, no I haven't I formed them yet. I plan to once the property is in my name and I have tw land registry form to prove it.. What do you think they'll expect me to do?

Hi, I am in the middle of getting my name placed on the land registry as owner of a property and small amount of land that I have inherited through next of kin. I am unable to sell the property as my grandparents live there. My question is could a borrow against it whilst in my IVA? Ideally I would ...

Hi, the property is probably worth around 300k, not too sure yet, it was valued at 150k in the year 2000. We owe 4k on our IVA.

I have thought that could be an option, however my half brother is younger than me, he will be 19 this December so chances of him buying me out are slim. Perfect solution though.

Thanks for your replies... I will phone my IP once I have spoken to solicitor and sorted deeds and land registry out. Do you think it's likely I could get a mortgage against the property given my credit history? Also could you tell me if it would be possible, if I were able to borrow against it, to ...