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by Pixie8
Sun Sep 27, 2015 11:57 am
Forum: Ask IVA Forum and Industry experts
Topic: How long do I have to wait to obtain another mortgage ?
Replies: 2
Views: 2183

I was in an iva and had a f & f accepted recently. It was a 6yr iva which I entered into in June 2011. I have a mortgage already and have approx 50k in equity. Me and my husband earn. Decent salay. How long do I have to wait to be able to obtain another mortgage?? Do I have to wait 20 mths until the...
by Pixie8
Fri Oct 11, 2013 10:38 pm
Forum: Ask IVA Forum and Industry experts
Topic: If we offer a f@f will we be able to start repairing our credit and be considered for a mortgage ?
Replies: 14
Views: 4028

I am in a very similar situation to You. I'm desperate to move + send my kids to a better school. I to agree regarding the impact that an iva can have on your life and how it wasn't explained initially?? I am considering an f & f. I was of the understanding that you have to offer the no of months x ...
by Pixie8
Mon Oct 07, 2013 11:27 pm
Forum: Ask IVA Forum and Industry experts
Topic: Mortgages
Replies: 8
Views: 1713

That's brilliant pingu + Rockhound. All the best n your new home. #128077;
by Pixie8
Sun Oct 06, 2013 11:02 pm
Forum: Ask IVA Forum and Industry experts
Topic: Mortgages
Replies: 8
Views: 1713

I have noticed from here that not many people post about the success of obtaining a mortgage after an iva.. I am currently in an iva and have a mortgage but want to move after my iva is completed. I have been advised that there are mortgages out there but the interest rate is between 8 & 9%. Did any...
by Pixie8
Fri Sep 13, 2013 11:50 pm
Forum: Ask IVA Forum and Industry experts
Topic: F &F and Mortgages
Replies: 2
Views: 997

I am in my 3rd yr of my iva and have only now realised how big an effect an iva has on your life. I really want to move home as I need more space for my children and I'm struggling to see how this is possible. I have a mortgage at the moment but have been reading how difficult it is to remortgage or...
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