font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by sponge Goodlifeagain ekkkk I think my previous post didn’t come across as intended, sorry if it caused upset. And as far as securing a mortgage post IVA we do what we need to, whatever that maybe. I ho...

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by nittykitty Hi GLA, I'm very interested in your contribution! I have just completed my IVA and I am desperate to move house due to expanding family in the last 10 years. I was considering a new buy sche...

If one intends to purchase a house and live in it until one dies, what's the problem with a 95% mortgage? In the four months we've had it, we've already overpaid 6K (which equates to around 3.4% of the house price), so to make a sweeping statement about 95% mortgages being dangerous is in itself dan...

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by TzeKin Good to know what can be achieved and everyone likes to hear a success story. So Woolwich and Halifax are prime contenders.That is two lenders at least who will play! However, just to clarify th...

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by nonewdebt Why would Woolwich accept one person for home loan and say no to another who had also been on an IVA? What consistency. Irishram have posted that Woolwich have a six year discharge policy on ...

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by TzeKin 80 ltv is the best offer anyone can get..post iva. That is the bullseye. No point in trying for higher...really...unless you are prepared to wait and wait and then see house prices go up even mo...

I just wanted to post a quick message to give those of you still in an IVA or waiting for completion a bit of hope. I entered my IVA in the summer of 2006 and finished paying (no equity in my house) in 2011. It was hard work but we got by and we got our CC in August 2012. My husband and I got our cr...