We are with DFD

If I was to offer the full oustanding amount, would it still take 4 months to process??

Thank you, can I also check that offering a full and final won't incur any costs to me?

Full and final offer - I have £10,000 left to pay on my iva and my parents have offered to help out (yay!) can anyone offer some advice on the amount I should offer to the creditors bearing in mind it takes approx 4 months and in that time I still need to pay my monthly 'contribution' of £1160

Thank you for your comments, much appreciated. DFD have been continually inconsistent with what we have left to pay and the end date seems to be pushed back each time I phone them. I requested a call back from an IP to discuss the matter further followed up with email but have heard nothing back. fe...

In a complete panic, just spoke to our IVA firm and have been advised that the total cost of the IVA will be almost £20,000 please reassure me that this is a mistake?! It will be over a term of 6.5 years with the original amount being £40,000 - with a total repayable amount of approx £60,000

Nope! Phoned in ref to our annual review docs and asked for the current oustanding balance, it's just so confusing where they have got this figure from #128531;

Our original amount was £39'995 and with the 15% fees on top took it it a total amount payable of around £46'000
we were advised tonight that our payments are based on 'realisations' (What the heck does that mean??) so out total cost of fees will be £20'000

Please help, DFD are telling me that my IVA will, at the end of the term cost me a total of £20'000 it was originally going to be £5000 surely this isn't correct??

Hi there, I have asked a couple of questions on here before and always appreciate the helpful replies . . . . I would like to know if i can change my mortgage whilst in my IVA? Im currently on an 'interest only' deal but would like to change to 'repayment' obviously this will increase my monthly pay...

my monthly payments have increased every year after the annual review, the length of the IVA hasn't decreased so will I end up paying more than the original debt amount?

Hi there, myself and my husband have just finished the 3rd year of our IVA, we have a 2nd property that we would like sell and use the equity to offer a final lump sum payment to clear the rest of the IVA, is this ever possible??