Hi everyone, I was hoping someone could advise... I'm a couple of months short of the six year mark since my iva started (i completed my iva early) and am looking at clearing my credit file. Looking at my credit reports there is one main creditor culprit on each, and they have been defaulting me up ...

Hi Everyone, My Iva is now past the six year mark and as Im now starting to plan ahead - Morgage.. I thought Id better start to look at my credit file. For a start I have singed up to experian credit expert and looked at my report and my rating is showing as "poor". The negatives on my account are c...