the way my luck goes it will be a new record for how long its on there.

Thanks, found me.. sighs..

its fact it says can remain on register 3 months after notification thats gonna be a complete kick in the teeth on top of everything else if i get turned down for a mortgage or something due to this iva companies inability to complete on time

Thanks for the quick replies.. My payments all gone thru and in the `pot` as they put it.. its one of my creditors they saying they been trying to pay but its come back as not picked up or something.. They keep fobbing me off saying they're trying again and it takes a month to update so call back in...

Hi there My IVA was started Sept 2009, and my last payment was Sept 2014, its now nearly Sept 2015, and i've not had my certificate of completion. The iva people have said they having problems paying last bit of money i paid in, its been a YEAR!? I am wanting to actually move on in my life and get a...

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by Ryan Jay, You must have the completion certificate to get your details removed from the Insolvency register and the credit files. I would get on the phone to your IP people and get it sorted. That is a...

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by Ryan Hi, No this is not correct. Once the IVA has completed, it can take up to 3 mths for the Insolvency register to be updated, but that is a worse case scenario. To get a mortgage, all 3 credit agenc...

the inconsistencies are really frustrating

thats very interesting as i was explicitly told to shut down everything!! how can a system designed be SO different depending on the individuals you go with.. that to me is just very wrong

erm well every time i've done my finances and told them i can afford X, they've come back demanding more then this and i've had to make huge changes to accommodate them.. so not really that confident in anything until they come back with my final review.. so its just a case of really bad timing for ...

Hi there, Where i work has joined up with the scheme whereby i am `opted` into a company pension. When i started my iva i was told i couldnt have a pension.. but as this is a government scheme etc not sure how that works with my iva.. it ENDS oct 2014, so not long to go, ive actually just done my la...