Sorry i am just trying to bump this up a bit In over my head looking for somewhere to turn I personally would consider coming clean with your parents, they will have seen financial hardship before. I think that once they get over the news they can help support you emotionally with this problem, fac...

Hello all, pretty new to this, but I am reading as much as I can on this site, and I am on the verge of BR, but am I right in thinking that people on a DMP have been misinformed. I know when I first realised I was in real trouble financially, my first port of call was google search, and being in tr...

Hello everyone, I'm getting more nervous - only 7 days til court! I today received a 'judgment for claimant (in default)' from Gateshead county court demanding I must pay the full amount by 21st June (?!) and that if I ignore the letter my goods may be removed or sold - do I just take this to court...

Hi Blueman, Sorry to hear your worries regarding IVA, but I am in more or less same boat. I was 34k in debt in March 2006 (mainly my own stupid fault of living beyond my means, I admit!). After trying to consolidate with my Bank whom I had been with for 17 years, but who refused me(after I chased t...