Search found 11 matches

Search found 11 matches Page 1 of 1
by Elephant
Mon Oct 21, 2013 12:23 am
Forum: a success story
Topic: Iva completed
Replies: 25
Views: 5110

No problem thats not rantish I hope coz its not meant to be I was happy to go with it but when you are under that amount of pressure you will do almost anything at the time as you cant see any other way out In the Iva you just do as your told keep your head down and dont make waves I am now a year p...
by Elephant
Sun Oct 20, 2013 8:01 pm
Forum: a success story
Topic: Iva completed
Replies: 25
Views: 5110

I think if you not told that your IVA will have the same effect at Bankruptcy then thats mis selling As if the banks are paying up coz they didnt tell you various things I dont see the difference I was not told that I could go elsewhere for PPI I was not told I would have probems with a mortgage at ...
by Elephant
Sun Oct 20, 2013 6:26 pm
Forum: a success story
Topic: Iva completed
Replies: 25
Views: 5110

I was not told about Mortgages at the time of my IVA in no way whatsoever I was told that after 5 years ( now over 15 months passed finish date btw ) I would be free and clear I was told the IVA was not the same as Bankriptcy as I was told by the CAB to do that I thought an IVA would be better for t...
by Elephant
Sun Oct 20, 2013 6:23 pm
Forum: Ask IVA Forum and Industry experts
Topic: Just wondered if anyone has actually received the goodwill payment from Cleardebt ?
Replies: 10
Views: 2422

Just a thought If all the banks are querying every application rather than paying out then the money they would pay out is still in their accounts making interest If they have set aside ie 1 billion then its better for them to keep hold of it and be making money and what they earn in interest shares...
by Elephant
Wed Oct 16, 2013 10:39 pm
Forum: Ask IVA Forum and Industry experts
Topic: no end date as yet
Replies: 10
Views: 1739

Ever been to the Post Office and you think ah 2 minutes for a stamp and be out and you get to a massive queue this is the same you can forget your CC for another year if you are lucky These are supposed legal companies under a court ruling how they can get away with the amount of time taken I dont k...
by Elephant
Wed Oct 16, 2013 10:34 pm
Forum: Ask IVA Forum and Industry experts
Topic: I've finally got my CC after waiting 18 months. When will my name be taken off the register ?
Replies: 3
Views: 1032

Eeiiiiii 18 months This is the problem thats not being addressed as your name is on that register even though you have completed Once you complete paying ie 5 years that means you are finished Regardless of PPI etc thats a side issue and now anybody can look that information up and find out Thats ok...
by Elephant
Sun Oct 13, 2013 10:35 pm
Forum: Ask IVA Forum and Industry experts
Topic: Insolvency register
Replies: 11
Views: 2346

Hi I wont name them but they are on here a lot when I started they were great when I finished I heard nothing whatsover I flat refuse to chase anybody up or call or email etc Thats not my job If you have to tell somebody to do the job they are paid for then there is something seriously wrong I am su...
by Elephant
Sun Oct 13, 2013 3:52 am
Forum: Ask IVA Forum and Industry experts
Topic: Insolvency register
Replies: 11
Views: 2346

Well done However in my case I am now over 1 year past my IVA and still on it ! This is where the PPI nonsense comes in and now coz they cant deal with it I am left on that register for anybody to look at Dont say well its not well known Coz I checked mine a few years ago and my niece was on it My n...
by Elephant
Thu Oct 10, 2013 11:03 pm
Forum: Ask IVA Forum and Industry experts
Topic: Conflicting opinions about PPI claimed from secured loans. Please can you advise ?
Replies: 6
Views: 1420

Basically forget about it and give it coz they let you have the IVA and they are writing off a lot of cash so its swings and roundabouts just 1 of those things I was told to wait to complete then I could have it all then they changed awhile ago and said they are taking it if any money is found what ...
by Elephant
Thu Oct 10, 2013 10:24 pm
Forum: Ask IVA Forum and Industry experts
Topic: Just wondered if anyone has actually received the goodwill payment from Cleardebt ?
Replies: 10
Views: 2422

I think it would be nice too if you can I would also would have liked to have been contacted by my IVA Company since I completed a year ago but hey ho she thats a Christmas song And no I am not calling them or emailing them or writing a letter they are responsible not me I hope that in the near futu...
by Elephant
Thu Oct 10, 2013 10:17 pm
Forum: Ask IVA Forum and Industry experts
Topic: IVA COMPLETED
Replies: 19
Views: 3242

Well done at finishing the payments side As for the PPI I would guesstimate 2014 Xmas if you are lucky
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