Ok many thanks scared, Once Ive made myself Bankrupt I have somewhere to go,but do I have to stay in the property until its sold,or am I made to leave from the time Ive seen the OR. Im in the process of moving some stuff out but leave the sofa,tv and a few other things. I will be staying at a friend...

Hi melanie Ive decided to go bankrupt now,the only advice I would like to optain is,when I meet the OR afterwards,Ive been told he will set an amount I have to pay over a 3 year period,have you any ideas in what this would be? Although Im single I will be paying rent,and other bills,plus I do have a...

Hi all So would it be worth me carrying on paying the DMA the money for my credit cards and just miss the 3 payments to my mortgage company and secured loan place and just let things take their course as I have somewhere to go. This way I wont be made bankrupt and I will have money to move to the ot...

Once again many thanks for all the advice. I do have somewhere to go which is a relief,so this is the best option for me in missing 3 payments both ways and then let things take their course. I will continue with the debt management company with the unsecured credit.I think Ive found the answer now ...

Thanks again, Well I am struggling big time,and if my place wont sell and already seen others cant get finance here as many companies wont deal with a flat above 6 floors,so Re-mortgaging and paying a lower amount is also not going to happen. Im unsure of what to do,so do I just not pay my mortgage ...

Hi all, Thankyou for all your messages.My mortgage is with BM and Ive told them I cant afford this months payment,they cancelled the D/D then I have to ring them on my due date on the 28th to make arrangments on how I will pay them the extra I will owe them. My current secured loan,Im paying 390.00 ...

I have 30k of unsecured debt,also I pay out 834pounds a month on my mortgage and secured loan.A debt management plan will cost me 182.00 a month,I also have c/t and all other amenities to pay.Im earning on average 1,200 a month take home.with my mortgage and loan it comes to 82k and my property has ...