I have 6 payments left on my IVA and have never had an annual review. I have received annual statements but never had to send any info about income etc. I have just received my first one and am now concerned because I have changed jobs. My income has increased however, I used to receive tax credits ...

Hi Clare, there is absolutely no way I can start a family right now. I live in a 2 bedroom flat (if you can call it that) which is practically a bedsit. And as mentioned I have an 8 year old son from a previous relationship too. How on earth could I start a family when there is absolutely no room fi...

The problem we have is even though he's in a great financial position, he can't get the mortgage that we need for a family home (remember I already have an 8 year old son) without my income too, so I absolutely have to put everything on hold. I just wish there was something I could do now to even he...

Hello, I started my IVA 4 years ago as I simply could not meet payments of debt (I had been on debt management leading up to this but I would NEVER have cleared the debt). I live in a privately rented flat with my 8 year old son, however, my dad had to be a guarantor due to low income. I then starte...

Hello, I started my IVA 4 years ago as I simply could not meet payments of debt (I had been on debt management leading up to this but I would NEVER have cleared the debt). I live in a privately rented flat with my 8 year old son, however, my dad had to be a guarantor due to low income. I then starte...