Hi all completed iva april 2017 via F%F .
Have today had a letter from my old bank to say they miscalculated a ppi and they are sending a cheque for £500.
1. Do they inform my old iva company?
2. How do I send to iva company?
3. Could I keep it ?!?!


Thank you

Well hello again!
Its been a while IVA completed and now back to earth.
Just wondered I had a bank account which chatged a monthly fee pre IVA my question is can I claim for the charges or do I contact IVA company and ask them to claim?

Thanks once again

Just so happy and releived that it's accepted here's to a debt free future and less worries but a great big thank you to this forum couldn't have done it without all of your advice knowledge and reassurance and guidance, special thanks to Foggy, Michael and kallis always there to guide.

THANK YOU

Yeeeeeeeeeeeeeees creditors accepted our full and final offer, happy is an understatement thank you all so much for advise throughout,
Takeaway and wine treat tonight

Well meeting set for 24/3/17 hopefully they accept offer fingers crossed.
Thank you again for your advice

Hi again
So is the page ok to have in proposal? Sorry if it's a daft question but it's all above my head

Hi again
Documents emailed to me and posted can't see bankruptcy clause but a page called schedule of estimated outcomes which is bankruptcy and iva comparing one against other ie bankruptcy 33% iva 85% estimated dividend to creditors sorry to sound thick but is this OK in documents
Thanks again

So can I clarify creditors cannot ask for the bankruptcy clause?

So wonder why I have been told that they can also been told need supervisor to agree to remove bankruptcy clause

Hello again
Ff paperwork is been posted out today, have asked for bankruptcy clause to be removed but been told that creditors can ask for it to be put back in
Is this correct?
Thanks in advance

Variance team have sent paperwork to account department to work out new figures can anyone on here explain what does that mean?
And why do they want ouse valuation again?
Thanks

Have sent email to our case officer re meeting but no clear reply but just had email from variance department asking for authority and house valuation (even though valuation had been sent last September and authority letter 19/1/17), I hope this is a good sign that things are moving did phone and sp...

Hi
I have tried that link and entered ip name hit search and says there is a problem so will email case officer.

Thanks

Thank you Michael, but how do I find their email address?

I sent email yesterday to case officer the reply was a meeting can only be called once we have set up a proposal and have it returned with our signature on it, and the variation team will be in touch soon, but not had any contact from variation team.