6 years workin really hard and living like this def isn't to b recommended ... hope u enjoyed the invite to my pity party today lol .. sorry for moaning

thanks for ur welcome.and reply tina... much appreciated even thou its not what I was hoping to hear.. so wanted the advice to b wrong cause this is so so hard . seems like everything is starting to need replaced and we havnt a spare penny ...just want it all to b over so we can breathe again .. and...

Lookin at ur site i see that most iva's last a max of 5 years with a min payment of £120....I began my iva in 2009 payin £600 per mth ... during my iva I had a job change and spent 2 years in a job which had less pay resulting in not as much money bein able to be paid to my iva .., I still payed w...