Hi Melanie
It's just a straight forward joint mortgage, neither of us has a larger claim to the equity than the other. It's equal shares.
Thanks

Foggy, Andy.
Thank you very much for your advice, it is much appreciated and gives me peace of mind in these uncertain days.
Than you.

I have been in a IVA for the past 18 months. I also have a joint mortgage with my wife, who is not in the IVA. However my wife's salary was taken into consideration when I first applied for the IVA. We are now looking to sell our home and move to rented accommodation. My question is, will the whole ...

Thanks hubert and Michael, I'll post again when I know how things turn out.

hubert Thank you so much for your advice and dare I say support! In a way, and I don't mean this to sound wrong, but its nice to know we're not the only ones out there with this problem. Just the fact that someone understands is helpful. Thanks for the advice and support. I hope all turns out well f...

Michael Thank you for your reply, I didnt realise the IVA went to the buyer of the debt. This actually happened last February and we made a payment arrangement with the company to pay £20 per month. It has been fine until now as the debt has once again been moved (sold) to another company who are de...

I’m a new member to this forum and I was hoping there would be someone who could answer a question for me. I have had an IVA in place for just over a year now. One of my debts was an overdraft on a joint current account with my wife. This was accepted into the IVA and I thought no more about it. How...