My worst nightmare I think about this often.as I don't want to stay in this house forever .But I am hoping mine will get lifted at the end..

Thank you for your help via email. this forum is great for help..My problems are now sorted so we can stop living in panic mode.DFD are hard to contact I presume they are busy. But contacting them through here was fast and problems sorted.

I will Email you if I get no response from the letter I am sending today..I am not a young man approaching 6o fast ..I took a few extra hours on menial hard work... because I was concerned about people getting loans forced on them instead of equity and I would be nearly retired with a loan !!So I th...

My review was supposed to be last September with them I sent all paperwork in And received nothing ..I have phoned many times I cant answer the phone while I am working so I spend my lunchtime hanging on for over 20 minutes to eventually being told its being sorted..I have sent a letter but no answe...

No sorry I didn't explain very well I have a IVA that started in 2012 I filled out the PPI as requested and so far nothing has happened..I was just worried after reading peoples posts that it may very well run after the close of my IVA in 2017 as they seem to be painfully slow with everyone waiting ...

How long does it take these companys to sort the PPI out ? I filled the required forms in 2012 and have heard nothing yet..Allthough I doubt their is any PPI .I hope it doesn't take 5 years plus ![:D]

I have had my dogs food stolen 4 times in the past its left the company arrived at the postal warehouse then disappeared into thin air..Fortunately that hasn't happened since we entered a IVA or else we would be well and truly stuffed..They do replace it as its been paid for but it takes time..I hav...

I sometimesused Pet Supermarket as well but last time I used them the delivery took a week and I had run out of dog food so I then tried these http://www.zooplus.co.uk/shop/dogs and the delivery is really fast & free I ordered some Monday and it was here by Wednesday and you have the choice of two d...

Well done I only get £20 for a dog larger than yours which is a joke as he is eating us out of house and home He cant have cheap food as it runs through him and he suffers with his skin and hair. .Then you have annual boosters to pay and I put a extra £10 on my Yearly review for his upkeep.and no on...

I asked yesterday and they would take it so its pointless even looking for anything I am not a young man to go working again after my week is done but was hoping it may help us survive a bit better...Not a great incentive as I see it as the same as overtime as it would only have been a trivial type ...

I havnt found anything yet I was just exploring my options I am quite willing to work extra hours if I am allowed to keep some otherwise it wont benefit us..I have options running through my mind and I am just exploring them..

With Tax & Insurance .

She cant come to any arrangements if she is to ill to work and has no way of paying it..The bank account was mine she was only put on it a few years before the IVA I am the only one in the home with a income..Having debt companys threatening her has made her even worse she has been quite ill recentl...

I don't want to do that I just want to see if I can earn a bit extra somehow and I am willing to pay the 10 50/50 if I get a break then it makes it even longer the other end ..No matter what has come my way over the last 14 months I have just soldiered on..

This has happened to me my wife who is not in the IVA has her name on the overdraft although I am paying it under my IVA .For the last 12 months we have had 5 debt agencys chasing and hounding her they keep changing companys when they are getting no where fast. And she isn't very well she has poor h...