Hi everyone I just checked my credit files with the big 3 and noddle, I got my completion cert on Nov 17 2014 and i didn't do anything to clean up my records. Im happy to report the 6 year rule worked for me and everything as fell of as per rule thank god.......so finally since March 17 2009 its all...

Hi Experts

My brother in law is in a mess can I have some contact details for him to get help.......Micheal as helped me on here but I didn't want to show favouritism lol........but help needed asap .......THANKS ALL

admin will help they dont like emails without permission

hi congratulations im doing this too but with others, there is a letter template on here and send cc.

Thanks guys ....funny feeling tbh so used to life in iva....lesson learned.

Completion Certificate finally arrived this morning seven years from first visit to IP....OMG WHAT A RELIEF

Thanks all really hasn,t suck in yet was looking at the file i had over the years omg lol....just waiting for cc and then i truly believe it, but our ip says just sorting out final divi to creditors and then close it off and close account yippe..its like a ball and chain gone..

Cheers Micheal yes after the ride just sinking in now and my credit rating looks better too just checked....

eight months after last payment and two variation meetings got the news today iva finally to be closed down said certificate should be be with us in a week......cobalt caused grief but i wont go there, hang in there people its does end, we first saw ip 6 years 8 mnhs ago lol, never what to walk this...

Eight months after last payment and two variation meetings because of cobalt financial but i wont go there.......got news today our iva finally over and being closed down, said competion cert is on the way should be with us next week, omg what a relief its finally over 6 years eight months after fir...

Hi im with co op but also on Saturday opened basic with Barclays no problem, you have to go in branch with proof of id no credit check is done but you have to go into branch the person who applied online was fir current account not basic hence declined as credit check for current but not basic there...

Karen yeap when they see value its over well done

Thanks Melanie thats a great email to send

Never give in that's what they want