Glad to hear it Keiron and best of luck. In hindsight, I wish I hadn't worried myself about it as much as I did. Let us know how you get on.

Hi harrysmummy, yes it did take a while. I think it must have been 6-8 weeks after I sent the information. This is perhaps the only negative aspect. I did send over a hell of a lot of info though. My covering email was also rather lengthy and went into some detail about the majority of my increases ...

Morning all, So I haven't posted for a while, but thought I would present my findings having just completed my first annual review with CreditFix. I am pleased to say that I was able to reach agreement with CF at the review. There were changes to the I&E but I found CF fine to deal with and I only n...

... and further to Froggy's post, that's what CreditFix communicated to me when I queried it recently.

Hi Harrysmummy78, I had a very similar situation with a payrise I had whilst with PJG. You will be pleased to hear that CrediFix honoured this and agreed that the same would be true going forwards when I flagged it with them.

I have had salary rises in my first year and both PJG and Creditfix advised that I would get to keep it all until the annual review. It's almost an encouragement for you to earn more money (that's how PJG put it). Not only that, but the 10% 50/50 rule then applies to your new salary, which is of cou...

Ha ha. We have to enjoy these little pleasures Foggy. Every cloud and all that!

Thanks Foggy, it does indeed

I may have also flirted with her, just a little, to try and help with a nice smooth review. He he!

Hey all. Just thought I'd share my experience with CF so far too. I have called a couple of times and spoken with different people. I had an email response from one of the staff and called to speak with her. The woman I spoke with was very nice and seemed clued up. In a follow up emails between us I...

This is a really good read and gives hope to people (like me) who wish to purchase a home again in the future. Best of luck and enjoy, you have earned it

Hi recovering. Yes, I did refer back to my PJG form for reference and found it easy enough to fill in. Thankfully the NatWest banking website makes it very easy to download pdf statements and I had kept my wage slips and scanned them in at work. CF had sent me their form in paper format, so I re-cre...

Ooops, yes, my bad, didn't mean to generalise. I'll .. um .... err ... get me coat!

[B)]

I've just sent my annual review form off, so will let you know how it goes!

Ah ... gotcha. Cheers Foggy.

Ha ha, good quotes all [:D]