Helpless121 - thanks for your advice. It all helps. It does get you down and the courts always seem to help the female. Just hepefully i will b ok. Its been a help being on here. The only people who dont seem to help are freeman jones!!!!

Helpless121 - thankyou for your feedback.
I think the only difference is im already in an IVA and have been for 12 months. The point im trying to get at is can someone chase you after you have completed an IVA??? The full debt was included in my IVA proposal....

Morning guys. Thankyou for your feedback. Let me clarify whats going on and see what you think then: I split with my partner in 2010 after being with her for around 5 years. We both had debts before we met. Over the years we got loans out for cars and house improvements etc and the eventually we con...

Well thanks for your advice. What do you suggest i do and say to the judge in court? From what a gather from what you and others have said, no matter what happens in 4 years i will be debt free and theres no court undertaking that can change that??? Will my exs half of the debt be written off then i...

Im having endless amount of problems with freeman jones at the minute. I have not spoken to my RM for at least 6 months....Claire Stafford seems to of dissapeared of the face of the earth. There service is a shambles and i agree with previous posts that they do not communicate with each other. Its l...

When i started to use freeman jones 12 months ago they were really helpful. How things can change so quickly. 1. They are hard to get in touch with 2. Never phone you when they say they will 3. Not many of them sound reassuring. 4. You never get hold of your relationship manager as promised when you...

Do the experts eventually make contact with you on here??? Yes the joint loan was included in full on my iva. the only problem is that the judge said he is going to place an undertaking in place that states that the loan company in question cant persue my ex for the money and that they should chase ...

Freeman jones are not very helpful either.

Thanks for your responce.

But if the court puts an undertaking in place that my ex partner is not responsible for the remaining debt but I am, what will happen to me? Don't want any further debt after my IVA

I am currently in an IVA. Most of the debt is my own apart from a joint loan that i had with my wife. We are currently in divorce proceedings at the minute and thejudge is trying to put an undertaking in place on the loan, which would no longer make my wife be responsible for her half of the debt an...