hi, no i wouldnt expect anything else than a banger but obviosly i wondered if an emergency fund was allowed! obvioulsy not a lavish one justy 50 a month . i have looked at all options and there is no way we can do without two cars as my husband works 40 miles away and i have a 10 mile trip between ...

hi thanks for that, yes the debt withthe mortgage company is an unsecured loan, i dont mind the equity release at the end if the day that is just a remortgage isint it. i could probably stretch to 450 as i will recieve a minimum pay rise soon which i had forgotten to take into account. so if my mort...

i took into account all our direct debits gas elec council tax etc then took into account reasonable costs for petrol childcare tax ins etc, a moderate amount towards xmas and emergency and that is what we had left 415 per month to pay our loans etc, the problem i have is that one of the loans is wi...

hi , i have worked out i can afford to repay 400 a month on a 60 k debt this equates to 40 % ( i think) would anyone be able to share with me debt to payment ratio, how is it worked out do you think this would be accepted ? in your experinces what was the total debt and what wasthe amount required t...

hi , i am still considering whether it is the best option for me and my family, we have approx 60k of unsecured debt between two loans and credit cards, the problem i have is one of the loans is with my mortgage company and the other loand is with my bank. i assume my mortgage company will not look ...