So how long does this go on for, get my life back on track and I am buying a house so any extra funds will help yet I have to give it to them.

I never knew about the loan and first I heard about it was when they contacted me.

Can I complain to anyone, any refund will only be around £145

I entered a IVA in Jan 2008, all cleared and completed March 2014.

Now my question is this, I have had MBNA contact me reference PPI sold to me on a loan in Oct 2005, this loan was all paid off early and was never included in the IVA.

If I was to get a refund would I need to tell them please.

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by Foggy

I would have thought not -- you have your certificate of completion and, PPI apart, your IP is no longer acting.

So I should be ok then, thanks for the reply

Another question, Nationwide have agreed at last to change the default date and they are offering £100 compensation will this have to go to the IVA company

Barclays helped me all ok.

Just to confirm that yes it is all gone to them.

It seems complete madness to me that after all the time I have spent on the phone and with replying to letters that yes in the end it was a valid claim but all they will do is in basic terms give the money back to them.

Thanks, I will call them in the morning

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by MelanieGiles How much do you still owe to your creditors, Wayne? Hi Melanie, I am not sure how it all works if I am honest, I paid my last payment in January 2013, the completion paperwork and cert wer...

Looking for help, to get me IVA closed quicker I signed a deed of assignment, over the last few months I have had lots of calls from Lloyds and EIF in respect of PPI claims. Arrived home tonight to a letter from Lloyds saying the claims are valid and they will refund over £9800. My question is this ...

Am I right in thinking that the default notice should be dated the same as when the IVA started. Checked my credit reports last night and all the debts under the IVA have gone apart from the loan with Nationwide the default notice is dated 7mths after the IVA started. Is it worth me writing to them ...

Just to bring this matter to a close, final paperwork and cert received yesterday, it has been a long 6 years but the end has arrived.

Thanks to everyone for advice etc.

Further update, managed to get through on the phone last night and speak to someone, the email was sent in error, they waiting for the last few bits of paperwork and all being well it should be closed within the next month.

Well just to update this DFD are hopeless, near the end of February and still no closer to it being closed, they had the variation meeting all ok January 13 and was told that it would be closed soon, yet they have now emailed within the last hour and told that another meeting will take place in Apri...

I paid my last payment in January and have never missed a payment. They were brillant to deal with and always helpfull once I made the last payment I did ask how long it would take to sort and was told 6 months. However it is now 11 months and I don't think it is any closer to being closed thanks to...