Search found 6 matches

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by Liz.rn
Mon Dec 14, 2015 9:28 pm
Forum: Ask IVA Forum and Industry experts
Topic: After the 6 years is there any record left of IVA on credit file. Just considering mortgage.
Replies: 5
Views: 2833

After the 6 years is there any record left of iva on my credit file? After 6 years in my IVA the house requires improvment what would be the chances of high street lenders remortgauging? I am named on the mortgauge however my hubby who has not been in an Iva is the primary. My name is off the insolv...
by Liz.rn
Fri Nov 13, 2015 10:07 pm
Forum: Ask IVA Forum and Industry experts
Topic: Does it really take 3 months for you to be removed from the insolvency register ?
Replies: 8
Views: 2838

Does it really take 3 months for you to be removed from the insolvancy register? I arrived home to find my completion certificate from credit fix... im over the moon the relief is amazing ( couldnt help worrying) Just another question to anyone else who has recently finished, whats it like on the ot...
by Liz.rn
Fri Sep 25, 2015 8:12 pm
Forum: Ask IVA Forum and Industry experts
Topic: Once I have my CC and I'm off the register, would I be able to apply for a phone contract ?
Replies: 1
Views: 2006

Hi all my final payment is due to leave the bank today!my IVA is with Creditfix. My 6 years will officially be up on the 26th of October can't quite believe ive made it! Just the wait for the completion certificate. I am hoping there will be no issues but you never can tell, i have been intouch and ...
by Liz.rn
Tue Jul 28, 2015 10:11 pm
Forum: Ask IVA Forum and Industry experts
Topic: Will bonus and back pay for pay rise be treated as individual payments or as a whole ?
Replies: 2
Views: 2095

Hi there hope aomeone will know the answer, i have been awarded a payrise and backpay to the 1st of Jan which is due to be paid I have also been awarded a bonus which is due to be paid at the same time. Will this be dealt with as individual payments or as a whole?
by Liz.rn
Mon Dec 16, 2013 5:53 pm
Forum: Ask IVA Forum and Industry experts
Topic: Is my husband entitled to a share of the PPI from a loan he paid towards ?
Replies: 2
Views: 1014

Hi there just a quick question, I am in an iva but my hubby isn't. I have recieved a ppi offer on a loan which my hubby paid towards is he entitled to his share of the payment? I have no problem whatsoever in paying whats mine into the IVA however it seems harsh on him.

Many thanks for your time.
by Liz.rn
Thu Nov 21, 2013 11:10 pm
Forum: Ask IVA Forum and Industry experts
Topic: Hi there first time poster in an IVA with joint mortgage. Can I remortgage my half ?
Replies: 2
Views: 849

Hi there first time poster in need of advice please? I have just completed my 4th year phew!!! I have now got to go through the equity release part my question is.... I am in a joint mortgage with my husband and the iva is only in my name, he does not want to remortgage his half can I remortgauge my...
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