maybe you could have a look at mine Ian!

sorry to hear about your problems Rav, your experience sounds very familiar to ours, if you feel the need to raise a complaint then do so, I have complaints in with FJ and the governing body, it cost us money to get some professional advice, but well worth it as she broke everything down so we could...

Thing is Sarah I have had no response to my complaint with you apart from the token 6 week letter, complaint has been in since we completed in May.

We used a company in Bristol - they were brilliant

I thought I would post on here about our experience with Freeman Jones and our IVA. We were originally on a Debt Management Programme with Think Banking which was working well for us until we had a call one evening from Freeman Jones advising us that an IVA might be a better option for us. We ran th...

We seeked advice from an independent IP who tailor makes IVAs to circumstance, we already had one with someone, I we went to her to check ours over as we wanted to settle, it cost us to do it but she was brilliant, as she discovered that our whole IVA was a mess, money well spent, so be careful with...

wow charlee that is great news, the three of us got there in the end, this forum and our chats helped me so much - sometimes just chatting to others made a difference. Good Luck everyone in the future.

Foggy - Probably as they totally messed my whole IVA up from the start so least they could do!!

Completion certificate emailed this morning - yippee - all done and dusted!! finally we can move on

Hi Charlee - Great News - All was accepted and we are now shot of the biggest noose round our necks - we are so pleased. As there has been issues with the whole process the completion will be pushed forward asap for us. and hopefully we should get our certificate through fairly quickly, least they c...

D-day today - fingers crossed

thanks guys - the 30th can not come soon enough!

11 days to go till our meeting. There will be some stories to tell after the 30th!

thanks Jules79 - its been a difficult few months but I think we are seeing the light!

Good News - We have a Date of the 30th May 11am for our variation meeting, keeping fingers crossed now!