hanks for the advice- £11,000 debt on a salary of £27,000 is low, who recommended you for an IVA? I went through Money Managed and they advised IVA, i had a DMP but it wasnt working!! I want to pay my debt of ASAP. I will be going under a umbrella company through PAYE. just a few figures i have work...

Hi i have a IVA through Creditfix and i currently work for the Local Authority and earn £27000 yearly, i am contemplating leaving this post to go agency, which would mean i go limited company and get paid hours £24ph, if i worked on this rate for a year and minus 6 weeks holiday the salery would be ...