Hi Melanie, Thanks for your reply. I have spoken to my advisor at ClearDebt and they have given me the same advice as you did. I have now adjusted my income and expenditure form. ClearDebt have put this new adjustment to my creditors and I am waiting a response! I will let you know what happens! Rup...

Recently my mother has become very ill and needs someone to look after her. I have looked into getting a home nurse to care for her while I am at work but my mother doesn’t want this – I am the only family she has and I feel the only option I have is to look after her myself. Her health is getting w...