Many thanks

Can anyone suggest a good basic bank account? Do any of them enable you to pay your dd's?

thanks

ok thanks Melanie

Yes of course - do I call the number on your website? Are you in the office all day?

Hi Melanie I posted a question earlier on today regarding our mortgage and Andy suggested I asked your advice. Both my husband and I have debit/visa card and cheque books with our one account and some of our dd's come out of this account too. Is my husband supposed to cancel the cards/cheque book th...

Thanks Andy - if it meant we didn't have to change our mortgage we would willingly just use that account to pay our mortgage into and nothing else. We would transfer our household dd's to my barclays account - I just don't know if the creditors would allow us to keep the one account though?

Has anyone else been accepted on an IVA with a one account type mortgage?

Hi Andy

Yes - it runs like a current account alongside your mortgage?

Hi Melanie

Both my husband and I have a debit/visa card and cheque book with our mortgage account - I know it doesn't look good if he has credit whilst in an iva - what should we do?

Hi Melanie My husband and I spoke with Tina on the phone Thursday night to gather all the info for our IVA - one question that has dawned on me today - we have a one account tracker mortgage, I'm sure you know that they are RBS - my husband has 2 creditors that are RBS (Mint, Tesco) - should this be...

ok thanks Melanie - we will call tomorrow when we get in from work - what time is your office open till?

So is there any info that we need before we call or will you just take us through everything when we do and we can start collating info after that?

Hi Melanie

We are collating info for my husbands earnings so we have a figure to give your company when we call, can you tell me how far back we need to look?

Many thanks for all your answers today Melanie - I'm sure you will be hearing from me and my husband within the next couple of days!

Another question - if I receive a windfall within the 5 yrs does this get taken into consideration for my husbands iva?