Hiya hair bobbles. They specifically asked me if I'd ever been declared bankrupt or if I was in an IVA. I said I was in an IVA and I was put on hold for ages.....then he came back and said they wouldn't insure me because of the IVA - I asked what difference it made as if I don't pay the premium then...

Think the first month will be the hardest.

Thanks for your advice HB, now the credit cards have been destroyed, I felt like I was having a panic attack today.... sat down with paper, pen and a calculator trying to work out how I'm going to live within my means... went to do my food shopping and had the grand total of £60 cash - normally I ju...

Hiya, I've just read your post and it's made me feel happier - my first iva payment went out of my bank today and all I could think was.... 4 years and 11 more months.... its forever!!

That's a bummer HB, I've stumped up the £220 for the buildings and contents, and I reckoned on paying about £20 a month on installments, so now instead of putting £20 a month away, I'll double it to £40 to pay back the £220 (robbing Peter to pay Paul), then I should have enough next December to just...

Thank you

My IVA has been approved and the first payment has gone out of the bank today. My house insurance is up for renewal and Admiral have refused to insure me because of the IVA! Have gone with another company and paid in full rather than opt for the monthly payment option, but does anyone know if I'm go...