Hi all, Well after what seems like an age, I have finally received my completion certificate this morning. So I would like to thank you all for your input and advice on this thread, it has been very much appreciated. What should I do now? I have already written letters to Callcredit, Equifax and Exp...

Thanks for that. I did send a pretty stiff email raising a formal complaint and I have just had a reply saying that it has been passed to the relevant department.

I'm not sure how that will work as a complaint goes to the IP I'm led to believe, but they don't have one.

Lisa, apologies for not thanking you for your reply, no idea how I managed to miss it!

LNE, forgive me for being a bit thick, but what does that mean?

So, it is now 9 months since I made my last payment and still no completion on the horizon. I was told that my final payment would be sent to my creditors in April, then May, then June. I dropped them an email to see if this was getting processed this month, only to get the below reply. "At the mome...

Duplicate.

I am in exactly the same position with the same company. Frustrating to say the least.

Hi all, I made my final payment into my IVA at the end of August last year, a month early so my official end date was the end of September. Towards the end of last month I had had absolutely zero correspondence from Kingsgate so I sent them an email asking for an update, I got the following reply… “...

Hi issey, Thanks for the reply. No, they did not send me out any paperwork regarding my expenditure. I knew the review was due but the first contact I had from them regarding this years review was a phone call telling me that I had not sent in the last 3 months wage slips and if I didn't have them i...

This is the email below... " Thank you for listing the repairs you have had to complete over the past couple of years. We would only take these expenses into account when completing your additional income review and this would not usually affect your monthly contributions. Please also note you have ...

Hi foggy and thanks for the reply.

I am with Kingsgate.

The iorny is, I am in an IVA to get out of debt - I can see this stance putting me in debt.

As for the good IP, I cannot seem to get passed my case worker!

Hello, I wonder if anyone could advise or assist me with an issue that I am having at the moment with my IVA. I have just had my review (year 3) so I am just entering year 4. All was going well until the IVA company increased my monthly payments by almost £50. I am on the same salary as what I was w...