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by JdT62
Wed Feb 11, 2015 7:24 am
Forum: Ask IVA Forum and Industry experts
Topic: Cleardebt recently passed me to a third party who wanted to switch my energy and TV supplier.
Replies: 22
Views: 3612

Cleardebt have recently telephoned me and passed me to a third party who wanted to switch my energy supplier and/or TV supplier with the object of saving me money. I was told by Cleardebt that speaking to this third party would not cost me anything but may save me money. Is this acceptable behavior ...
by JdT62
Sat Jan 24, 2015 7:49 am
Forum: Ask IVA Forum and Industry experts
Topic: Would this amount be acceptable to creditors as a full and final ?
Replies: 6
Views: 1859

I have now completed 5 years of a 6 year IVA. I am paying £349 per month. I understand that I may need to release equity from my property later this year. My issue is that I only have 4 years left until retirement and doubt any lender would increase my mortgage with such a short time left and if th...
by JdT62
Sat Dec 14, 2013 8:16 pm
Forum: Ask IVA Forum and Industry experts
Topic: My question is about the 10% 50/50 rule. Is this applied monthly, 3 monthly, 6 monthly, or yearly?
Replies: 28
Views: 5028

My question is about the 10% 50/50 rule. My proposal states that I can keep the first 10% of overtime and the rest is a 50/50 split. It does not state if this is on a monthly basis or yearly. In my job I get maybe 2 really good months around xmas and new year, but for the rest of the year no overtim...
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