Search found 7 matches

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by anthony wood
Tue Sep 06, 2016 6:12 pm
Forum: Ask IVA Forum and Industry experts
Topic: I have been paying charges and interest since 2001 on an account that was never closed.
Replies: 1
Views: 2013

Before I entered an iva in 2011 but my company went into receivership in 2001 the bank the company used was HSBC it and it has been brought to my notice recently by the bank, that the account was never closed and a overdraft was still owing since 2001 I have been paying charges and interest since 20...
by anthony wood
Wed Dec 31, 2014 4:28 pm
Forum: Ask IVA Forum and Industry experts
Topic: What would be the consequences of being in breach due to credit card used in error ?
Replies: 5
Views: 2532

myself and wife have been in a iva for 4 years in apil 2015 with FreemanJones without any problems Recently I have been getting texts from Barclays bank to confirm a cange of address and application for a new debit card and a statement of account. We do not have an account with Barclays and spoke to...
by anthony wood
Thu Sep 11, 2014 12:15 pm
Forum: Ask IVA Forum and Industry experts
Topic: When does this debt start, before or after the start of my IVA ?
Replies: 0
Views: 2670

I was paid out for a car accident 28/02/2011
Ientered into an IVA on 01/05/2011
the insurance company have demanded their money back and took out a CCJ 12months later acquiring an interim charging order on my house
When does the debt start,before or after the start of my IVA?
by anthony wood
Fri Aug 08, 2014 2:31 pm
Forum: Ask IVA Forum and Industry experts
Topic: Validity of car accident claim questioned and charging order issued
Replies: 4
Views: 3537

I have a IVA opened on 30/04/2011 I was involved in a car accident on 29/10/2010 and paid out for damages on 29/03/2011 They have questioned the validity of claim and issued a charging order on my property to reclaim their money Can this claim be entered in my IVA? Freeman and Jones my IVA managers ...
by anthony wood
Thu May 15, 2014 2:48 pm
Forum: Ask IVA Forum and Industry experts
Topic: I have received a substantial legal bill. Can I be forced to sell my house ?
Replies: 2
Views: 1334

Half way through my IVA when a £11000 legal bill hits the mailbox from 2010 over car accident
Their solicitors are going to enforce judgement against me next week
The only asset is my jointly owned and mortgaged house house with equity over £30000
Can they force me to sell even though I am in IVA?
by anthony wood
Tue Dec 17, 2013 10:52 pm
Forum: Ask IVA Forum and Industry experts
Topic: Where will the money from life insurance go in the event of death ?
Replies: 4
Views: 1223

looks like we don't need life insurance as we do not receive any benefits
by anthony wood
Tue Dec 17, 2013 9:24 pm
Forum: Ask IVA Forum and Industry experts
Topic: Where will the money from life insurance go in the event of death ?
Replies: 4
Views: 1223

My wife and I have been in an IVA since April 2011 ,we are both 61 years old
We have continued paying life insurance till 65
Heaven forbid but if one of us dies where will the money from insurance go to?
thankyou
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